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With each rent payment, you'll earn Purchase Credits for the home. Use our cost of living calculators to assess how much you’ll need to earn to live comfortably in key cities. European users are prohibited from visiting Movoto’s website due to GDPR compliance requirements, please see Movoto’s Terms of Use and Privacy Policy for further details.
Qualifying for a mortgage is often a headache with steep requirements for your credit, financial record, employment history, and more. You don’t need to be able to qualify for a traditional mortgage to qualify for ZeroDown’s rent-to-own program. At ZeroDown, we make homeownership more accessible for more homebuyers regardless of what a mortgage lender is telling them today. Even if you aren’t mortgage-ready today, you may be eligible to qualify for ZeroDown’s rent-to-own program.
Fairmeadows, Duncanville, TX Rent To Own
Let’s break down the key differences between ZeroDown and a traditional mortgage.A typical mortgage requires a down payment of between 10-20%. With ZeroDown, you can rent-to-own almost any home available as long as you have 2-3% of the purchase price. Because homes for sale include disclosures and home inspections, buyers have more information about the history and quality of a home than a renter would. We provide you with these disclosures as well, and our team of property experts will work with you and our agent partner to make sure that any home you move into and eventually buy will be a smart purchase.
Houston Realtors Information Service, Inc., ZeroDown and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Houston Realtors Information Service, Inc. and ZeroDown assume no responsibility for typographical errors, misprints or misinformation. This property listing is offered without respect to any protected classes in accordance with the law.
Cedar Green Living Center
Search for rent-to-own homes in Duncanville, TX and learn about the rent-to-own market with iRentToOwn.com. If you're unfamiliar with the rent-to-own process, we offer a full selection of articles in our on-siterent-to-own articlesso you can stay informed and updated. Users may not reproduce or redistribute the data found on this site.
Because the Purchase Credits are a percentage of your home’s purchase price, as the home’s purchase price grows, so does the value of your Purchase Credits. Move into your dream home, rent it monthly with built-in savings that accumulate towards an eventual down payment. Buy when you're ready -- in 30 days, in 3 years, or any time in between.
Duncanville, TX School Information
Search for rent to own homes for sale in Duncanville, rent to own homes property valuations & Rent To Own foreclosure home property listings for sale and rent to own foreclosed & foreclosure homes in Duncanville, TX. YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
The home you’re renting will eventually be yours, so if you want to paint it, you can! You can even redo the floors, change the kitchen cabinets, and more. We encourage future homeowners to make homes feel like their own.
Highlands of Duncanville
However, because we’re still financially responsible for the home while you rent it, we don’t allow larger scale renovations that require a permit—like changes to the roof, structure, electrical, mechanical, or plumbing systems. For a full list of permissible renovations, you can check our guidelines. On our 10% Purchase Credit program, you'd get a refund of 8% of the original home purchase price. While traditional mortgages require an immediate down payment that locks you into a year commitment, ZeroDown gives you a 3-year period to live in a home before you make a down payment.
Because we buy homes with strong cash offers, we are able to negotiate the best price when shopping for your new home. ZeroDown’s program is designed to get you closer to homeownership every month you live in the home. Homes for sale tend to be better maintained and more recently renovated than rentals. This means when you participate in a rent-to-own program with ZeroDown you’ll be looking at higher quality homes than if you were shopping for a standard rental.
All information provided is deemed reliable but is not guaranteed by SABOR and should be independently verified. Think of Purchase Credits as a down payment savings account, that starts at 2% of your home’s current purchase price. Each month that your lease remains current, you earn Purchase Credits. Purchase Credits correlate to a percentage of the home’s value, so 5% Purchase Credits correlates to 5% of the home’s price. Check out Duncanville, TX rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Unlike a traditional mortgage, ZeroDown allows you to live in your home without a mortgage or the large cash reserves necessary for a down payment, property taxes, or home insurance. We understand that while a lot of people are ready to be homeowners, their finances may need time to catch up. With ZeroDown, you’ll have a three-year window where you can enjoy all the benefits of homeownership, with all the flexibility of renting. All information provided is deemed reliable but is not guaranteed and should be independently verified.
At first glance, your monthly payments may seem more expensive than traditional renting, but that’s because you are entering into a long-term lease for a home that ZeroDown custom purchased for you. Your monthly payment won’t ever change during the 3 years, regardless of the inflation environment. And, your option agreement allows you to earn Purchase Credits and participate in equity upside on the home, which can make your effective rent much lower than comparable rentals. Plus, if you decide you don’t want to buy the home you can always walk away and in some cases receive a portion of your accumulated Purchase Credits.
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